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Palmdale Debt Settlement Lawyer

About Debt Settlement

Times have changed for many people. Paying your debts on time each month is a routine you could take pride in. Now due to changed circumstances keeping to the routine is becoming more of a struggle. Many responsible people, due to pay reduction, illness, divorce, or job loss are facing a difficult and stressful situation. You may have tried a number of different strategies only to find yourself losing sleep and preoccupied with arriving at a new solution to repeated late payment fees and escalating interest rates. Increased stress over financial difficulties can take the fun out of life and make you dread opening the mail. You can take positive action to relieve the situation by consulting a Palmdale bankruptcy lawyer about debt settlement.

Palmdale Debt Settlement Attorney Serving Lancaster and the Antelope Valley

Debt settlement involves negotiating a settlement with a creditor to pay a portion of the total debt. This complex process can be handled by an experienced debt settlement lawyer to stop penalties and limit harassing phone calls and mail. It takes a competent professional knowledgeable in the law and financial matters to successfully negotiate a payment plan that will work for you. The firm can assist you to settle debts from:

  • Business loans
  • Unsecured loans
  • Unsecured personal line of credit
  • Lawsuits
  • Medical bills
  • Automobiles in repossession
  • Credit unions
  • Credit cards

Debt settlement can dramatically lower your unsecured debt and avoid the work of filing Chapter 7 or Chapter 13. The creditor still regains a large portion of the amount owed, likely far more than in a bankruptcy. Gaining relief from creditor abuse or harassment through working with a bankruptcy lawyer who will guide you skillfully through the process complete with working out a livable budget can give you the fresh start you need.

Contact a Palmdale debt settlement attorney for assistance in negotiating reduced debt burden.

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