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Palmdale Bankruptcy Attorney

Fair Debt Collection Practices Act

If you are struggling with debt, you know just how hard it is trying to keep up monthly payments, while interest charges and penalties continue to accrue. Adding on top of that stress creditors and debt collectors calling you day and night, at home and at work, and treating you in a humiliating and degrading way, you may be at the end of your rope. What you may not be aware of is the fact that debt collector harassment is illegal. Just because you owe someone money does not give them the right to harass you or threaten you. Contact a Palmdale bankruptcy attorney from the firm today to find out how you can put an end to creditor abuse once for all.

The Fair Debt Collection Practice Act was passed by Congress in 1978 to protect debtors from the underhanded and abusive methods that debt collectors have notoriously employed over the years while attempting to collect on a debt. The FDCPA prohibits the following behaviors:

  • Contacting debtors at odd/inconvenient hours (traditionally described as before 8 am and after 9 pm)
  • Employing profane or abusive language when speaking with debtors
  • Contacting debtors at their place of work, after the debtor's employer has expressly asked for this not to occur
  • Threatening debtors with lawsuits, if no such suit is actually intended
  • Telling debtors that they have committed a crime, or threatening them with arrest/jail time
  • Contacting the debtor's friends or family to discuss their debt

This list is not inclusive, so if you feel that you are being harassed by some other means not listed above, contact an attorney from the firm today to get it handled.

Palmdale Bankruptcy Lawyer Serving Lancaster and Antelope Valley

At Price Law Group, the attorney understands how frustrating it can be when you have debt collectors harassing you and your family. The instant you hire an attorney, it is illegal for debt collectors to contact you personally; they have to speak with your attorney. The firm has over 20 years of experience in all areas of financial law, including bankruptcy, debt settlement, tax resolution, and more. Contact the firm today for help with your creditor abuse situation.

Contact a Palmdale bankruptcy attorney from the firm today to put an end to creditor abuse.

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